The landscape of the financial planning industry is changing rapidly with the growth of technology, but can a computer algorithm or a mobile app replace the need for financial advisors, or is there still value in a traditional financial advisory relationship? Read the Article
Welcome back to Don’t Retire.. Graduate! We are now in our fourth season of the podcast and could not be more excited for the guests that will be joining us this school year. Our first guest is no exception. Ksenia Yudina is joining us today. She is…
The Beginner’s Guide to Investing: Tips, Tricks, and What to Avoid Ready to start investing? Join Cody Niedermeier and Eric Brotman, CFP, for a FREE hour-long webinar filled with tips and tricks for beginner investors. Schedule a Consultation Transcript Cody Niedermeier: [00:00:00] Hello everyone. And welcome back. My name is Cody Niedermeier and I’m the …
If you have a child, grandchild, niece, nephew, or neighbor that you want to support in his or her education, a 529 plan is a good way to do so in a tax-efficient way. Understanding the uses and benefits of these plans is important in making the decision to invest in one. Read the Article
As parents, it’s natural we want to help our children save for their futures and build financial literacy. Roth IRAs, when opened for minors, can be a great tool to get a headstart on wealth building. Read the Article
I talk a lot about Roth 401(k)s and IRAs in articles, podcast episodes, and even client meetings. Generally, that message is for someone in their early 20s who is new to the corporate world and probably not making a lot of money. Is it still a good option for those who are in higher tax …
Published on Forbes.com In our last article, we discussed how different generations might view contributions to traditional IRAs and 401(k)s versus Roth IRAs and 401(k)s. Now, we’re looking at how conversions work and who might benefit most by converting traditional retirement accounts into Roth retirement accounts. Read Article
Published on Forbes.com Without diving too deep, there are two basic types of IRAs and 401(k)s: traditional and Roth. While both have their benefits, determining which type is right for you is dependent on multiple factors, the biggest of which being your age. Should you be contributing to a Roth account at your age? Read …
Published on Forbes.com On January 1, 2020, a new law called the SECURE Act was passed bringing about new regulations that can—and will—affect anyone trying to plan for their retirement. Take a look at the different provisions to see the good, the bad, and the ugly aspects of this new financial law and how they …
Published on Forbes.com While many employees spend time thinking about their 401(k) plans and health insurance, now is also the time to get more familiar with the best legal tax-avoidance strategy available to American taxpayers: the Health Savings Account. Read Article
