Welcome to our insightful webinar, “New Year. New You: Choosing the Financial Partner You Need to Thrive in 2026,” hosted by Eric Brotman of BFG Financial Advisors, with special guest Germaine Foley, a certified life and money coach. This interactive session offers insights on how to select the right financial coach or advisor, understand their roles, and use their services to navigate key life stages—from early career to retirement.
If you’re aiming to take control of your financial future, build wealth, and enjoy life without the stress of strict budgets, this webinar is packed with practical strategies, valuable insights, and real-life examples to help you thrive!
Webinar Topics Covered:
Understanding financial coaches vs. financial advisors
Key financial decisions at different life stages
Establishing healthy money habits in early career
Managing money as a couple and discussing finances before marriage
Preparing financially for parenthood and balancing retirement vs. education savings
Mid-career financial wakeup calls and resolving overspending
Planning for retirement and financial independence
Strategies for withdrawing and spending in retirement
Long-term care planning and insurance
Credentials and red flags when choosing a financial professional
Tips for having financial conversations with parents
Free resources and actionable next steps
Time-Stamped Outline:
00:00 – Introduction: Meet the hosts and overview of today’s topic
00:23 – Germaine Foley: What does a financial coach do? Who needs one?
04:08 – Eric Brotman: What is a financial advisor? Busting myths about who needs one
07:48 – Early Career Strategies: Forming money habits, making benefits choices, and preparing for compounding growth
11:28 – Marriage & Money: Financial conversations, “his, hers, and ours” accounts, and joint financial planning
19:01 – Parenthood & Financial Shifts: Creating new priorities, costs of raising kids, and the retirement vs. education savings debate
26:51 – Mid-Career Wakeup: Tackling overspending, revolving debt, and maximizing peak earning years
32:49 – Retirement & Financial Independence: How to use lifelong savings, calculating withdrawal rates, and planning for healthcare
42:39 – Long-Term Care Planning: When and how to consider insurance, and alternatives to traditional policies
47:24 – Coaching Epiphanies: Life-changing moments and empowerment through financial advice
49:06 – Free Resources: QR codes for budgeting and financial planning classes and ebooks
51:18 – Q&A Session
– Credentials and qualifications for financial coaches & advisors
– Red flags to avoid
– Tips for talking to parents about their financial plan
59:15 – Closing Remarks & Takeaways